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Identity Theft Shield - Pre-Paid Legal Services, Inc.

Identity Theft Shield Gold - Pre-Paid Legal Services, Inc.

Credit Report

Free up-to-date credit report through Experian, a personal credit score calculated by an independent scoring service, and a detailed analysis of the personal credit score.

Free up-to-date credit report, a personal credit score calculated by an independent scoring service, and a detailed analysis of the personal credit score. All three credit bureaus.

Credit Monitoring

Notifications by Experian on new accounts opened, on derogatory notations added to the credit report, on public records added and inquiries made against the report, and on a change of address.

Notifications on new accounts opened, on derogatory notations added to the credit report, on public records added and inquiries made against the report, and on a change of address. All three credit bureaus.

Idenity Resoration

Fraud alert notifications sent on the member behalf and applicable follow up done with affected agencies and institutions, including: credit card companies, financial institutions, all three credit repositories, Social Security Administration, Federal Trade Commission, Department of Motor Vehicles, law enforcement personnel, and the U.S. Postal Service. Proactive searches of applicable local and national databases made to look for criminal activity in the member's name in the member's county's records and certain federal watch lists, for the Department of Motor Vehicle records in the member's state, for unknown addresses affiliated with the member's name, and for banking activity in the member's name reported as fraudulent.

Fraud alert notifications sent on the member behalf and applicable follow up done with affected agencies and institutions, including: credit card companies, financial institutions, all three credit repositories, Social Security Administration, Federal Trade Commission, Department of Motor Vehicles, law enforcement personnel, and the U.S. Postal Service. Proactive searches of applicable local and national databases made to look for criminal activity in the member's name in the member's county's records and certain federal watch lists, for the Department of Motor Vehicle records in the member's state, for unknown addresses affiliated with the member's name, and for banking activity in the member's name reported as fraudulent.

Eligibility and Exclusions

Dishonest, criminal, malicious, or fraudulent act the member, the member's spouse, or the member's child participated in, directed, or had knowledge of. Restoration services will not be provided for a known stolen identity event that occurred prior to enrollment date. Services provided do not cover financial losses arising from the identity theft. A signed limited power of attorney must be provided to Kroll when an Identity Theft Restoration case is opened in order for Kroll to provide the Proactive Database Searches listed. A stolen identity event does not include the theft or unauthorized or illegal use of business name, d/b/a, or any other method of identifying member's business activity. The restoration services are available to current members.

Dishonest, criminal, malicious, or fraudulent act the member, the member's spouse, or the member's child participated in, directed, or had knowledge of. Restoration services will not be provided for a known stolen identity event that occurred prior to enrollment date. Services provided do not cover financial losses arising from the identity theft. A signed limited power of attorney must be provided to Kroll when an Identity Theft Restoration case is opened in order for Kroll to provide the Proactive Database Searches listed. A stolen identity event does not include the theft or unauthorized or illegal use of business name, d/b/a, or any other method of identifying member's business activity. The restoration services are available to current members.

Plan Availability

Trial

30 days.

30 days.