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Name

Business Protector(R) - Caldwell Legal, U.S.A.(R)

Legal Care Direct™ Small Business Plan - Legal Club of America(R)

Legal Plan for the Self Employed - Pre-Paid Legal Services, Inc.

Business Plan - Pre-Paid Legal Services, Inc.

Telephone advice

Unlimited telephone advice and consultation for simple business and personal legal matters - Employer/Employee Relations, Legal Document Preparation, Oral Agreements, Bill Collection, Contract Disputes, Incorporation, Customer Complaints, Eviction Foreclosure, Partnership, Insurance Claims, Credit Problems, Product/Service Disputes, Joint Ventures, and many more.

Unlimited initial phone consultations during business hours for new legal matters - Business Contracts, Copyright, Landlord/Tenant, Patents, UCC Filings, Worker’s Compensation, Document Review, Title Searches, Tax Law, Accident/Liability Claims, Employment Matters, and many more.

Telephone consultations on an unlimited number of personal and business related matters.

Telephone consultations on business related matters - employee hiring, equipment leases, joint ventures, bankruptcy, verbal contracts, corporation, intellectual property, small claims, partnership, landlord/tenant issues, hiring/termination, city zoning, vendor problems, bad check recovery, customer complaints, workers' compensation, creditor harassment, disclaimer verbiage.
Designated consultations - 2 30 minute telephone consultations per year arranged by the provider lawyer for certain legal situations - securities, patents, copyrights, anti-trust, immigration, complex tax, issues, import/export customs matters, issues arising outside your state, within U.S., commodities, trademarks, admiralty, international law.

Toll Free phone number

Yes.

Yes.

Yes.

Yes.

Face to face consultations

Available at reduced rates with a referral attorney.

30 minute per subject matter for each new legal matter. Time over the 30 minutes per subject will be at the guaranteed low hourly rate.

Necessary letters written on your behalf for business and personal legal matters

Yes for simple business and personal legal matters only.

Initial letters - three per month for new subjects; follow up letters are written at the guaranteed low hourly rate.

3 letters written on behalf of the business to third parties each month. (State laws and contract provisions apply.) One letter or call per personal subject legal matter, with no limit on the number of new legal matters, if advisable at the Provider Law Firm's sole discretion.

1 letter per legal subject matter each year. Follow-up letters are provided at a 25% discount. 10 separate initial debt collection letters per month at no additional charge.

Necessary telephone calls made on your behalf for business and personal legal matters

Yes for simple business and personal legal matters only.

Initial phone calls (two per month). Follow up calls are made at the guaranteed low hourly rate.

One call or letter per personal subject legal matter, with no limit on the number of new legal matters, if advisable at the Provider Law Firm's sole discretion.

Contract and document review

6 pages per document, no limit to the number of documents. (Contracts, leases, etc.) Simple business and personal legal matters only.

5 independent documents each quarter. These include business documents, contracts, signed or unsigned, up to 10 pages each.

3 business contracts or documents reviewed by the Provider Law Firm, up to 15 pages each. 10 pages per personal document. No limit to the number of documents. Nevada residents limited to 5 personal legal documents reviewed per year.

3 business contracts or documents on separate subject matters reviewed by the Provider Law Firm, up to 15 pages each. One signed contract per month, up to 10 pages. Nevada residents limited to 5 personal legal documents reviewed per year.

Agency referrals to appropriate private or government agency

Yes.

Registred agent

In the state of incorporation as well as other states where doing business.

Will

One Simple Will or yearly update available free-of-charge to member, spouse or eligible dependent. Additional simple wills available at $25.00 each.

Will with free yearly reviews and updates. $20 per will for covered family members, changes and updates $20.

Vital Records

ARCHIVES, LIFE RECORDS(TM) - an information booklet and document keeper to help you organize and maintain your vital records. The handbook includes important information on Estate Planning, Probate, etc.

Tax Advice

TAX HOTLINE(TM) SERVICE - Tax experts including CPAs, enrolled agents, former auditors and tax attorneys on call to help answer your tax questions.
- Unlimited telephone advice on personal federal tax matters with an experienced staff of tax experts.
- Review of last year's tax return.
- Research into complex tax matters.
- Tax tips for sole proprietors.

Travel Service

Access to a local lawyer in your state and across the United States.

Reduced Fee Services

$125 per hour for many legal matters. Or, 25% reduction off the attorney's usual and customary fee for matters involving more than 2 days court or hearing time, flat fee services or specialized areas of the law.
Debt collection phone calls - $10 per call. Debt collection letters - $10 per letter.

$125.00 per hour, or 40% off the usual and customary hourly rate, whichever is greater, for legal care that goes beyond the free services. Any retainer sought will be computed by multiplying the number of hours a plan attorney believes a case will take, by the appropriate discounted hourly plan rate. Court costs, filing fees and time charged for travel to and from any courts are additional.

25% discount from the Provider Law Firm's corporate rate for any other business legal services not otherwise covered. 25% discount on trust preparation.

25% discount from the Provider Law Firm's corporate rate for any other business legal services not otherwise covered. A retainer fee may be required.

Contingency

18% if the case is settled before formal court proceedings begin. 27% after proceedings begin. 10% discount on the lower of either the state maximum or the attorney’s standard rate an all other contingency matters. Court costs, filing fees and time charged for travel to and from any courts are additional.

5% discount from the Provider Lawyer's standard contingency fee upon acceptance of the Provider Lawyer.

Pre-existing legal matters

25% reduction off the attorney's usual and customary fee.

IRS Audit Legal Services (Including Schedule C)

50 hours of professional services from the Provider Law Firm, including 3.5 hours of pre-trial time and does not cover business tax returns (except Schedule C), garnishment, attachment or any other appeal, class actions, interventions or amicus curiae filings, charges of tax fraud or income tax evasions, Trust returns, payroll and information returns, partnerships, corporation returns or portions thereof that are included in the member's tax returns, pre-existing conditions - where member has been notified by the IRS prior to enrollment, and services rendered by an enrolled agent. Coverage includes the return due on April 15th of the first membership year.

Trial Defense Services

75 hours of your Provider Lawyer's time when the member or spouse is named defendant or respondent in a covered civil or criminal action which arises out of the direct performance of the covered person's employment activities, up to 17.5 hours may be used for all legal services rendered in defense of the covered suit prior to actual trial. Up to 57.5 of the remaining hours are available for actual trial time including covered criminal preliminary hearings. 2nd year renewal: Up to 140 hours of assistance including up to 23 hours of pre-trial time. 3rd year renewal: Up to 205 hours of assistance including up to 28.5 hours of pre-trial time. 4th year renewal: Up to 270 hours of assistance including up to 34 hours of pre-trial time. 5th year renewal: Up to 335 hours of assistance including up to 39.5 hours of pre-trial time. Trial Defense Services applies only to the named member and spouse. Divorce, separation, annulment, child custody or other divorce-related matters, bankruptcy, charges of DUI/DWI, drug-related matters (whether prescribed or not), hit and run, leaving the scene of an accident and civil or criminal charges occurring as a result of operating a commercial vehicles with more than two axles, being named in a civil lawsuit or having criminal charges filed against the member because listed as an owner, management or associate of the business and you had no direct involvement with the act or matter that gave rise to the lawsuit or criminal charge are not covered under this benefit, but are covered by the preferred member discount. Preexiting contidtions are excluded. Lawsuit is filed after becoming a member are covered with your preferred member discount. Class actions, interventions or amicus curiae filings in which the covered member is a party (or potential party) are excluded. Also, this coverage does not include garnishment, attachment or any other appeal. The Provider Law Firm determines if the claim or defense to a matter will prevail in court or is frivolous or without merit, to appeal any judgment or decision, or to present the claim or defense according to the independent professional judgment. Pre-Paid Legal will not influence or attempt to modify how the Provider Law Firm provides their professional services. Preferred Member Discount - depending on the legal needs, a retainer may be required by the Provider Law Firm which is responsible for determining the amount of the retainer and any other anticipated costs: fines, court costs, penalties, expert witness fees, bonds, bail bonds, and any out-of-pocket expenses. The member has to notify the Provider Law Firm at least five business days in advance when court representation is required.

75 hours of your Provider Lawyer's time when the business is named defendant or respondent in a covered civil action which is related to businesss activities. Up to 17.5 hours is available for pre-trial work, 60 hours are available upon the commencement of the trial. This benefit does not cover defense of the following: claims or charges relating to workers compensation, inquiries or actions by a government agency, bankruptcy or alcohol, drugs, substance abuse, chemical abuse or dependency; class actions, interventions, or amicus curiae filings or class actions filed in the business is a party or potential party; pre-existing conditions; any claim or defense which in the opinion of Provider Attorney appears to be frivolous or groundless; garnishment, attachment or any other post judgement relief action; any claim or charge where the business has access to an insurance policy.

Motor Vehicle Legal Services

2.5 hours of lawyer time per claim and do not include the filing of a lawsuit and exclude personal injury and property claims that exceed $2,000. 25% discount and consult with the Provider Law Firm under the toll-free consultation benefit for any exclusions under this benefit. Representation under this benefit is provided when the member has a valid driver's license and is driving a properly licensed motor vehicle. Any fines and court costs are the member's expense. Pre-existing conditions, charges of DUI/DWI related matters, drug-related matters, hit-and-run related charges, leaving the scene of an accident, and unmeritorious cases are excluded. Commercial vehicles with more than two axles are not covered. Available 15 days after enrollment.

Riders - Identity Theft Rider

+$9.95 Identity Theft Shield(SM) Rider
- Credit Report - a free up-to-date credit report through Experian, a personal credit score calculated by an independent scoring service, and a detailed analysis of the personal credit score.
- Continuous Credit Monitoring - notifications by Experian on new accounts opened, on derogatory notations added to the credit report, on public records added and inquiries made against the report, and on a change of address.
- Identity Restoration - Fraud alert notifications sent on the member behalf and applicable follow up done with affected agencies and institutions, including: credit card companies, financial institutions, all three credit repositories, Social Security Administration, Federal Trade Commission, Department of Motor Vehicles, law enforcement personnel, and the U.S. Postal Service. Proactive searches of applicable local and national databases made to look for criminal activity in the member's name in the member's county's records and certain federal watch lists, for the Department of Motor Vehicle records in the member's state, for unknown addresses affiliated with the member's name, and for banking activity in the member's name reported as fraudulent.
- Exclusions - dishonest, criminal, malicious, or fraudulent act the member, the member's spouse, or the member's child participated in, directed, or had knowledge of. Restoration services will not be provided for a known stolen identity event that occurred prior to enrollment date. Services provided do not cover financial losses arising from the identity theft. A signed limited power of attorney must be provided to Kroll when an Identity Theft Restoration case is opened in order for Kroll to provide the Proactive Database Searches listed. A stolen identity event does not include the theft or unauthorized or illegal use of business name, d/b/a, or any other method of identifying member's business activity. The restoration services are available to current members.
+$1 Safeguard for Minors
-safeguard - training material on safeguarding the member children against identity theft, includes credit education for minors, best practices for the use of your child's Social Security number, and Personal Identifying Information, from infancy to their late teens, best practices for privacy, protecting the member's child from identity abuse from a family member, establishing the child's identity credentials in the event of identity theft. -credit Monitoring - existence of a credit file. - consultation - assistance from a licensed private investigator regarding identity theft of a member's child, verification if a credit file exists with the three credit bureaus, researching the child's SSN for fraudulent activity and claiming a dependant on someone else's taxes error, placing a fraud alert with the three credit bureaus, fraud alerts for credit files and opt outs for marketing activity. - identity Restoration - assistance in obtaining a police report, provide credit reports if they have been created, dispute all fraudulent accounts with creditors, collectors, credit bureaus, utility companies, check clearinghouse agencies, banks, and others as the situation warrants, place fraud alerts with all three credit reporting agencies, Federal Trade Commission, United States Postal Service, and the Social Security Administration. Place a 7-year fraud victim statement with the credit reporting agencies or place a Credit Bureau Minor Fraud alert. - exclusions: Legal Remedy - Any Stolen Identity Event where the victim is unwilling to prosecute the person who caused the victim to suffer the fraud or its consequences. Dishonest Acts - Any dishonest, criminal, malicious or fraudulent acts, if the Member(s) that suffered the fraud personally participated in, directed or had knowledge of such acts. Financial Loss - Membership Services do not cover any financial losses attributed to the Stolen Identity Event, including but not limited to, money stolen from a wallet, unauthorized purchases of retail goods or services online, by phone, mail or direct. Pre-existing Stolen Identity Event Limitations - If either the victim had knowledge of, or reasonably should have had knowledge of, the pre-existing stolen identity event based on information provided to them prior to enrollment in the Identity Theft Shield program, such an event or the consequences caused by it are not covered. Business - A covered stolen identity event does not include the theft or unauthorized or illegal use of their business name, DBA or any other method of identifying their business activity.

+$12.95 Identity Theft Shield(SM) Gold Rider

Riders - Legal Shield Rider

+$1 Legal Shield Rider
24/7 Legal Shield hotline, toll-free number to call when injured in an accident, When authorities attempt to remove a member child from home or custody or when served with a warrant. The Legal Shield service will not apply if the member is alleged to be under the influence of or impaired by alcohol, intoxicants, controlled substances, chemicals or medicines, whether prescribed or not; the member is alleged to be involved with domestic violence or stalking; the member is being detained; the member needs assistance in making, posting, or obtaining bond, bail or other security required for release.

Riders - Business Consulting

+$60 GoSmallBiz Toolbox
GoSmallBiz Toolbox
Employee File Cabinet - organizes and manages all your employee information, schedules and builds thorough employee performance and disciplinary reviews, tracks all of the following information for up to 99 employees: personal information, including name, address, social security number, date of birth and home, work, fax and cell phone numbers, family and emergency contacts, hire notes, location, department and job position descriptions, W-4 status and additional government and tax-related data, EEO status, time sheets and attendance, salary, location and benefits history, incentives and commissions, vacation and sick-time accrual education, training and certifications, organization charts.
GoSmallBiz HR Document Builder - creates, edits and stores hundreds of small business documents and templates, including office policies, such as time-off, sexual harassment and dress code, employee handbooks, job descriptions, phone interview forms, face-to-face interview forms, job candidate evaluation forms, job offer/rejection letters, confidentiality and non-disclosure agreements, inter-office correspondence. Access free downloads of required federal and state posters, inportant tax and legal forms, informational content covering a range of human resource topics, all the laws governing labor in the member's state.
Business Plan Development Tool - assistance in building a cost-effective, professional business plan, templates that target the most common types of business, including retail, manufacturing, technology and non-profit.
Distance Learning Center - complete regimen of the most relevant instructional content affecting small businesses. 24-7 access to a library of content divided into a series of 1-4 hour lectures on Business Law, Business Plans, Finance, Human Resources, Insurance, Book Keeping, Management, Personal Topics, Sales, Tax, Technology, Marketing, Organizational Structure. Experts: top rated professors and successful entrepreneurs - share the full array of their unique experiences in business development and management. GoSmallBiz certificate and a designation as a GoSmallBiz "Small Business Professional." Enhanced Website Builder - creates and maintains a customized sitethat includes everything from detailed product descriptions to quotes from satisfied customers. 10 customizable web pages, comprehensive traffic statistics, optimizes for High Search Engine Ranking with keyword and META tag entry, a provider domain name for effective branding, 10 email accounts, 20 MB of storage.
ManageMyMinutes - creates, organizes and maintains the corporate record books. Helps with becomeing and staying compliant, reducing risk, maintaining and organizing an accurate record book, createing, printing and archiveing required records and documents, scheduling acvities and required meetings, and automating reminders, accessing customizable contracts and agreements, saving time and money.

+$60 GoSmallBiz Toolbox
GoSmallBiz Toolbox
Employee File Cabinet - organizes and manages all your employee information, schedules and builds thorough employee performance and disciplinary reviews, tracks all of the following information for up to 99 employees: personal information, including name, address, social security number, date of birth and home, work, fax and cell phone numbers, family and emergency contacts, hire notes, location, department and job position descriptions, W-4 status and additional government and tax-related data, EEO status, time sheets and attendance, salary, location and benefits history, incentives and commissions, vacation and sick-time accrual education, training and certifications, organization charts.
GoSmallBiz HR Document Builder - creates, edits and stores hundreds of small business documents and templates, including office policies, such as time-off, sexual harassment and dress code, employee handbooks, job descriptions, phone interview forms, face-to-face interview forms, job candidate evaluation forms, job offer/rejection letters, confidentiality and non-disclosure agreements, inter-office correspondence. Access free downloads of required federal and state posters, inportant tax and legal forms, informational content covering a range of human resource topics, all the laws governing labor in the member's state.
Business Plan Development Tool - assistance in building a cost-effective, professional business plan, templates that target the most common types of business, including retail, manufacturing, technology and non-profit.
Distance Learning Center - complete regimen of the most relevant instructional content affecting small businesses. 24-7 access to a library of content divided into a series of 1-4 hour lectures on Business Law, Business Plans, Finance, Human Resources, Insurance, Book Keeping, Management, Personal Topics, Sales, Tax, Technology, Marketing, Organizational Structure. Experts: top rated professors and successful entrepreneurs - share the full array of their unique experiences in business development and management. GoSmallBiz certificate and a designation as a GoSmallBiz "Small Business Professional." Enhanced Website Builder - creates and maintains a customized sitethat includes everything from detailed product descriptions to quotes from satisfied customers. 10 customizable web pages, comprehensive traffic statistics, optimizes for High Search Engine Ranking with keyword and META tag entry, a provider domain name for effective branding, 10 email accounts, 20 MB of storage.
ManageMyMinutes - creates, organizes and maintains the corporate record books. Helps with becomeing and staying compliant, reducing risk, maintaining and organizing an accurate record book, createing, printing and archiveing required records and documents, scheduling acvities and required meetings, and automating reminders, accessing customizable contracts and agreements, saving time and money.

Eligible Businesses

Businesses with less than 50 employees. Service may be used by designated owner, partner, corporate officer or employee. Personal services usable by Named Subscriber or eligible dependents only (spouse, children, stepchildren or legally adopted children, up to age 19 - 23 if full-time student; person who is wholly dependent on Named Subscriber for maintenance and support and is claimed as a dependent on Named Subscriber's tax return).

Monthly: $75/month (1-50 employees) or $125/month (51-99 employees.)

Plan Availability

Plans not available in all states. Coverage may vary and certain limitations and exclusions apply.

Plans are available nationwide.

Plans are available nationwide.

Plans are available nationwide.

Trial

30 days.

30 days.

30 days.

30 days.

$49/month+$10 One Time fee - click to signup. Options: +1$ Legal Shield Rider. +60$ GoSmallBiz Toolbox. +$9.95 Identity Theft Shield(SM) Rider or $12.95 Identity Theft Shield(SM) Gold Rider with $1 Safeguard for Minors.

$75/month (1-50 employees) or $125/month (51-99 employees) + $10 One Time fee - click to signup. Options: +60$ GoSmallBiz Toolbox.